If you are a small business owner, or self-employed, health insurance with Equipsme is an affordable reality. With no medical questions and a simple three year pre-existing conditions exclusion, it’s quick and easy to apply.
Equipsme can provide cover for you, your employees and families – whether you’re a self-employed business owner or a company with employees.
Equipsme plans feature practical health and wellbeing support including 24/7 GP access and health checks together with health insurance from AXA PPP healthcare. A health insurance plan not only gives your employees a beneﬁt they really want, it makes good business sense too.
Erimus work exclusively with Equipsme for small business employee health insurance.
By having a Small Business Health Insurance plan for your business, you can give your staﬀ quicker access to private medical treatments. This promotes productivity, wellbeing, reduces sick days and absenteeism.
You can also attract talent to your Small Business by showing you are an employer that cares about the health and wellbeing of your staff. This can increase employee loyalty to the organisation, especially when Equipsme allows partners and children to be included. Employees can pay separately to add their partner and children.
Although Health Insurance isn’t a compulsory form of insurance, it can have many benefits for you and your business. Depending on the plan, it gives you access to a wide range of medical services that can keep your business running:
There are no medical questions, just a simple three year pre-existing conditions exclusion. All ages 16-59 years cost the same so you can work out your exact price with only three questions. You can choose to add your partner and up to 6 children (aged under 25). You can find a summary of the cover here including significant exclusions.
Starting with two employees, all ages from 16-69 years cost the same on all plans. There are no medical questions, just a simple three year pre-existing conditions exclusion. Employees can easily upgrade and add family members. You can find a summary of the cover here including significant exclusions.
The business chooses…
Employees can upgrade their level of cover and easily add family members within a 21 day window before the plan start date
You’re covered and can access benefits using the App or Portal
Business health insurance is considered an important employee beneﬁt by many organisations. Giving staﬀ quicker access to private medical treatments promotes productivity, wellbeing, less sick days and absenteeism.
Many employees appreciate working for a company that cares about their health, something that increases their loyalty to the organisation, especially when Equipsme allows partners and children to be included. Employees can pay separately to add their partner and children.
Depending on the level of cover you choose for your business, you will be able to access a range of health benefits and services, including:
Yes, Equipsme oﬀers business health insurance with no medical questionnaire required. This oﬀers a simple way for you to cover your staﬀ members with less admin involved.
All ages 16-69 cost the same on plans for two or more employees (16-59 for self-employed businesses) and we have a simple three-year pre-existing conditions exclusion.
Pre-existing conditions from the three years before your policy start date aren’t covered.
The cost of small business health insurance can vary depending on the type of plan that you choose and the type of business that you are. Basic plans provide access to GPs, physio, and health support with the option to upgrade to provide more cover. More information can be found here.