Haulage insurance arrangements require specialist expertise. As a haulier you owe a duty of care in three key areas; the freight that you are carrying, your employees and members of the public and other road users.
You will be liable to your customers under contracts and conventions for the goods you are carrying. An insurance policy will be designed around your specific requirements taking in to account:
Operating a haulage firm will usually require you to hold Employers Liability, Public Liability and Products Liability insurance. However, it is important the insurers understand the makeup of your company and in particular the composition of the workforce.
Managing a fleet of Heavy Goods Vehicles requires sound fleet management practices. Your broker and insurer can work with your business in order to ensure you are meeting industry best practice.