Employers’ Liability is a compulsory form of insurance in the UK for the majority of businesses. It protects your business against legal defence costs and costs of compensation awards. If an employee brings a claim against you after being injured or becoming ill as a result of the work they have undertaken for you. Cover also typically extends to cover the cost of defending any proceedings brought against you by regulatory bodies such as the Health & Safety Executive.
An ‘employee’ can include:
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